Home Loan means an easy way to fulfil your dream of a beautiful home. Now a days it is very common way to purchase your dream property. In this case you should know all terms and conditions of home loan. Now Click on check list of home loan.
Now Click on check list for Home Loan
Check List of home loan
Decide amount that you will arrange through bank.
Keep hard copy of your aadhar card, pan card, 12 month bank statement, 2 nos. Photos of main applicant, 2 nos photos of co applicant, 3 year ITR, Form D ( if salaried), etc.
Then pre approve your home loan amount first.
Arrange Complete chain photocopy of property paper for bank for further legal verification.
Arrange photos of property ( if bank required from your side )
Select bank to apply your home loan.
In this condition we suggest you if building plan is not approved by any concern govt. Authority ( sate wise ) In this case you can apply your home loan in only NBFC Bank not any other nation banks because national bank issued home loan on only approved building plan.
Check rate of interest of bank before submit your home loan application in bank.
Do not handover your important documents to any unauthorised person.
Submit your application through DSA or direct to bank.
Do not give bribe to any person for approval of your home loan.
Check issue home loan amount .
Date of EMI
Tenue of Home loan
Clear pre deposit un necessary chares.
Read all terms and conditions in home loan agreement kit before sign.
Discuss about all type of insurance in home loan.
Discuss which type of insurance they will provide and its benefits.